Our Public Affairs team is a resource for state and federal government officials to understand the impact FHLB Cincinnati has on their constituents in Kentucky, Ohio and Tennessee, and for our member institutions to better understand the impact regulations and legislation will have on them. We work closely with individuals in the public and private sectors to better serve the public purpose of the FHLB System in stabilizing our member institutions’ resilience and stimulating housing and economic development.

Created by Congress in 1932, the Federal Home Loan Bank System is a national network of 11 Federal Home Loan Banks -- government sponsored enterprises (GSE) -- and more than 6,500 member financial institutions. The Federal Home Loan Bank of Cincinnati serves over 600 member-stockholders, providing financial services to help members facilitate and expand housing finance and community investment. Each of the 11 member-owned District FHLBanks is a privately capitalized, independently managed cooperative with its own board of directors. However, being a GSE means that the FHLBanks are subject to significant federal oversight by Congress and the Federal Housing Finance Agency (FHFA).

Through participation and outreach with our members, elected officials, affordable housing partners and other community stakeholders, our team develops relationships within the financial services industry and government to help our member-cooperative succeed in the communities we serve.

If you work for the government, one of our members or an industry stakeholder, and would like to reach out to us with any questions, comments or suggestions, please contact us!

Melissa Dallas, FVP, Corporate Secretary & Counsel

Brooke Smith, Government Relations Officer