The Federal Home Loan Bank of Cincinnati is a regional wholesale bank providing financial services for residential housing and economic development to 605 member-stockholders in the FHLB System’s Fifth District of Kentucky, Ohio and Tennessee. Eligible stockholders include banks, thrifts, credit unions, insurance companies and community development financial institutions. We are one of 11 Federal Home Loan Banks nationwide, a system created by Congress in 1932 to support housing finance.

Our mission is to provide members with reliable funding to support housing finance, affordable housing and community investment, and assist with their balance sheet management.

About Us

Membership Membership

We provide members with liquidity, as well as services to help them connect with their communities.

Leadership photo of boardroom Leadership

Meet our management team, our Board of Directors and our Affordable Housing Advisory Council.

Capitol building Public Affairs

We were created by Congress in 1932, and contribute to the national conversation on housing finance

ribbon cutting Housing Programs

How do our affordable housing programs affect your community? Search here.

 

 

Independence Bank and Moses Basket Community Partnership Award

In Kentucky, FHLB’s Community Partnership Award was awarded to Independence Bank for their continued work with the Moses Basket of Mayfield, a nonprofit organization dedicated to easing the transitions of children entering new homes as the result of foster or relative care placement. This award, which includes a grant of $5,000, recognizes Independence Bank’s continued partnership with the Moses Basket.

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