This is only a brief overview of the Hundred Homes Initiative program. Complete details and guidelines are contained in the 2025 HHI Guide.

What is the Hundred Homes Initiative?

Through the Hundred Homes Initiative (HHI), the FHLB provides grants of $50,000 to members to assist homebuyers currently residing in pre-June 15, 1976 mobile homes to purchase or construct their primary residence. The grant can be used for down payment, closing costs assistance, principal reduction, administrative fees, and disposal and/or recycling of the vacated mobile home.

The HHI will be available for reservation on a first-come, first-served homebuyer-by-homebuyer basis beginning on April 1, 2025, at 8:00 a.m. ET and will remain available until all funds have been reserved.

Who can use HHI?

FHLB members must partner with qualified sponsors (non-profit organizations) to assist homebuyers in purchasing or constructing a new primary residence.  

How do I apply?

Information for Homebuyers

Homebuyers must apply with one of our member institutions. Click here to search our directory.

Members may reserve funds via the Hundred Homes Initiative link on the FHLB’s Members Only portal by submitting an online Reservation Request with supporting documentation. Instructions for accessing Members Only may be found below under Program Documents and Forms.

Additional information and technical Assistance

For more information or assistance, please contact the Housing & Community Investment Department at 888-345-2246 or email us at hhi@fhlbcin.com.

For FHLB's Members Only assistance, please contact our Service Desk at 800-781-3090.