You plant the seed, we provide liquidity, and together we grow

Learn who we are and what we do

Building Stronger Communities

A new Hundred Homes Initiative will launch on April 21. Through the program, $5 million in funding will be used to move 100 households living in mobile homes constructed before June 15, 1976 into updated housing.
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The FHLB delivered on its dual mission of providing critical liquidity and expanding support for affordable housing. For 2024, net income was $608 million with a return on average equity of 9.48 percent. Additionally, a total of $110 million was contributed to support affordable housing and community investment.
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Attend a workshop in Kentucky, Ohio or Tennessee to learn about changes to this year's Affordable Housing Program competitive offering.
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Every two years, the Federal Housing Financing Agency (FHFA) requires FHLB members to complete a Community Support Statement (CSS) to document their federal Community Reinvestment Act (CRA) performance and record of lending to first-time homebuyers.
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Community Partnership Award honors Home Federal Bank of Tennessee and YWCA Knoxville with $5,000 grant to support affordable and safe housing for at-risk women.
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FHLB Cincinnati awards more than $49.5 million through its competitive Affordable Housing Program.
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FHLB Cincinnati provides discounted Community Investment Cash Advances through two related programs to support housing and economic development.
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Households in eight Tennessee counties whose homes were damaged by the severe storms and flooding as a result of Hurricane Helene may qualify for grants from our Disaster Reconstruction Program to aid their recovery.
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For seniors, finding the financial resources to stay in their homes as they age can be challenging. Learn how Rebuilding Together Dayton is using our Carol M. Peterson Housing Fund to change the lives of 67 households.
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Our inaugural 2023 Impact Report is now available. The comprehensive report not only covers operating performance and member engagement, but also delves into housing and community investment impacts across the Fifth District.
Request an Advance online today quickly, easily and securely!
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Leadership

FHLB Cincinnati's Board of Directors, Advisory Council and Senior Management are responsible for the overall management and oversight of the Bank. Together, they ensure the Bank delivers high-quality, positive member experiences while providing our members with a competitive return on their capital investment. Learn More

Housing Programs

We provide members and housing organizations with grants and below-market interest rate loans when these funds are used for targeted low-income and community lending purposes. Since 1990, FHLB Cincinnati has disbursed $640 million for the creation and preservation of affordable housing. Learn More

LOCAL IMPACT

Since 1990, FHLB Cincinnati has disbursed grants totaling over $640 million in support of affordable housing in Ohio, Kentucky, Tennessee and beyond. These funds enable homeownership, replace homes after a disaster, create healthy and safe living environments, and help neighborhoods prosper.

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CAREERS

Career Opportunities

Whether you are at the beginning of your career or making a career change, the FHLB offers a number of rewarding opportunities. Learn More

Benefits

In addition to an excellent work environment, the Bank offers a competitive rewards package including retirement and benefits programs. Learn More

Culture

With a corporate culture that fosters growth and development, you can build a solid career at our bank. Learn More

NEWS

FHLB Cincinnati Launches Hundred Homes Initiative April 1

March 21 2025

Fourth Quarter 2024 Dividend Declared at 9.00 Percent

March 20 2025

Website Unavailable Saturday, March 8

March 06 2025

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FHLB Cincinnati

221 East Fourth Street
600 Atrium Two
Cincinnati, OH 45202
T (513) 852-7500